Why are places requesting cash to pay for my stay instead of being able to use my credit card? This is very difficult because I do not want to be carrying all this cash around.


Active member

Are you asking for Florence?
While there are no hard rules. If you are paying 10 euro or less, many caffes and small shops will not accept card payment, as comisions make it unprofitable.
I would recomend having some cash on you for emergencies.


New member
Hi Deb,

The truth avoids the taxes and VAT in Italy. Both are very high and most people try very hard to avoid paying them, so it is quite normal. Just go to a bank machine prior to arrival.

Hope this helps.


The Tuscan Expert ;-)
Staff member
Both Leonardo and Casadiamici are correct for the parts they answered.

My suggestion is to always carry some cash with you for small purchases like gelato, coffee, snacks and so forth (like for anything under 20 euros), and then use credit cards for the rest, including restaurants.

Even if Casadiamici is correct in saying it is very common, it also isn't the only reason why places ask for cash -- as Leonardo implied, there are high fees from Visa and Mastercard to them as operators for each transaction they request from the circuit. So if they are SMALL, FAMILY-BASED B&Bs (I am talking small), it is likely they have decided they cannot afford those fees --- and for that reason, don't take credit cards and ask for cash. Let's not assume they are tax-evading as their reason for this request.

I would suggest you contact any place you are interested in and ask whether they accept other forms of payment, that you don't feel safe carrying around cash on your travels. You shouldn't have to!

Then it is up to you: choose somewhere else to stay at if they won't work out a way to pay them or, if you really want to stay there, figure out together a way to pay them. This could be a payment on arrival (a visit to the ATM) and another at departure (another visit to the local ATM if you have to). That way you are not carrying around too much cash on you.